Lending

Empowering Our Members.

Personalized Loan Solutions to Meet Your Needs.

At The United Federal Credit Union, we’re not just a credit union—we’re a community. As a proud member-owned institution, we are deeply committed to supporting both our members and our local community. Here, every decision is guided by our volunteer board members, ensuring that everything we make is reinvested into providing you with better rates, better services, and a better banking experience.

Current Rates

Rates as of 6/13/2024.  Rates are subject to change without notice.

Home Loans

Auto Loans

Unsecured Loans

Other Loans

Our Loan Services

Mortgage Loans

Dreaming of your perfect home? Let us help you make it a reality with our competitive mortgage rates. Our loans are designed to be as welcoming as the home you’re planning to buy.

Auto Loans

Ready to hit the road in a new or used car? Enjoy flexible terms and affordable rates. Drive off with more than just a new car—gain a financial partner that’s with you at every turn.

New Auto Loans

  • Competitive rates
  • Up to 84 month terms
  • Gap Available
  • Free e-statements
  • Free online and mobile banking

Used Auto Loans

  • Up to 72 month terms
  • Rates based on age of vehicle and credit
  • Available automatic payment
  • GAP available
  • Free e-statements
  • Free online and mobile banking

Motorcycle Loans

Feel the freedom of the open road without financial constraints. Whether you’re buying your first bike or upgrading, our motorcycle loans are tailored to meet your needs.

  • Up to 84 months on new Harleys
  • Up to 72 months on used Harleys
  • Rates based on vehicle age and credit
  • Automatic payment available
  • GAP available
  • Free e-statements
  • Free online and mobile banking

Unsecured Loans

For all the other things you need, from consolidating debt to unexpected expenses, our unsecured loans provide a safety net without requiring collateral.

  • Up to 36 months terms
  • Borrow up to $10,000*
  • Fixed rates
  • Free e-statements
  • Free online and mobile banking

At TUFCU, we are united in service and committed to you.

This philosophy extends beyond our financial services. We spend time and resources supporting local causes because building a stronger community is just as important as building strong financial foundations. Our lending team, embodies this approach. With extensive training and a genuine desire to assist, we aren’t here just to offer loans—we are here to help on a personal level, ensuring that you find the right financial solutions tailored to your needs.
TUFCU

Join Us Today

Experience the difference of banking with someone that puts you and your community first. At The United Federal Credit Union, we offer better rates on your loans and investments because we operate as a not-for-profit, tax-exempt institution. Join us and be a part of something bigger—where every member’s voice is heard, and every benefit is given back to those who bank with us.