Blog

How to Improve Your Credit Score Before Applying for a Mortgage
Buying a home is an exciting milestone, but before you start shopping for the perfect house, you’ll want to ensure your credit score is in the best shape possible. Your credit score plays a huge role in determining your mortgage eligibility, interest rate, and loan...

Navigating Financial Hardships: How TUFCU Can Help
Life is full of ups and downs, and sometimes unexpected financial challenges can throw us off course. Whether it’s an unplanned medical expense, car repairs, or job loss, these situations can feel overwhelming. But you don’t have to face them alone. At The United...

5 Financial Resolutions to Make (and Keep) in the New Year
The new year is the perfect time to hit the reset button and focus on your financial health. Whether you're looking to save more, pay off debt, or simply gain better control over your money, setting achievable financial resolutions can make a big difference. Here are...

Teaching Financial Literacy: How Our Banzai Program Helps Kids and Teens Understand Money
In today’s world, financial literacy is more important than ever. The earlier children and teens learn about budgeting, saving, and managing money, the more prepared they’ll be for future financial decisions. That’s why The United Federal Credit Union is proud to...

Three Questions to Ask When Refinancing Your Loan
Refinancing your loan can be a smart financial move, helping you lower your monthly payments, reduce your interest rate, or even pay off your debt faster. However, it’s not a decision to take lightly. To ensure that refinancing works in your favor, here are three...

Five Factors to Consider When Choosing A Financial Institution
Choosing a financial institution is a significant financial decision that can impact your savings, investments, and overall financial health. With numerous options available, it's essential to carefully evaluate your choices to find the one that best suits your needs....

The Power of Financial Literacy: A Cornerstone of Community Prosperity
At The United Federal Credit Union, our commitment extends beyond providing excellent financial services. We believe in the growth and prosperity of our community, and recognize that financial literacy is a vital part of this vision. Being a member-owned, non-profit...